Hi, my name is
Ebin Michael.
Financial Analyst & Consultant.
I specialize in cost optimization, data-driven financial strategies, and tax management to drive business growth and efficiency. I build solutions that provide actionable insights and ensure regulatory compliance.
01.About Me
Hello! I'm Ebin, a financial professional with a passion for problem-solving and analytics. My journey into finance has been driven by a desire to understand complex systems and translate data into clear, actionable strategies.
I thrive on challenges and bring a positive, adaptable attitude to every project. My work involves deep dives into financial data, building tools to automate processes, and consulting with clients to optimize their financial health. I possess strong decision-making, critical thinking, and strategic planning abilities, allowing for efficient multitasking and resilience in resolving complex issues.
I'm always looking for opportunities to apply my skills in new ways and continue learning in the ever-evolving world of finance and technology.
02.Where I've Worked
Consultant @ WealthLine Business Solution
July 2024 - May 2025
- Develop cost optimization strategies for clients by performing in-depth business analysis and examining production patterns.
- Lead the preparation of budgets and financial forecasting, customizing each to client needs through trend analysis.
- Generate and analyze sales/purchase reports and financial statements using GAAP, utilizing advanced Excel & Macros.
- Design investment portfolios and tax management plans tailored to clients' financial goals and risk tolerance.
- Manage timely filing of GST, TDS, TCS, EPF, ESI, ROC & Tax returns, ensuring full regulatory compliance.
03.My Skills
Accounting & ERP
- Tally
- SAP
- Invaccs
- Financial Reporting
Taxation & Compliance
- Winman
- Octa GST
- GST Reconciliation
- e-filing
Data Analysis & Automation
- MS Office (Advanced Excel)
- Python (for Finance)
- AI Models (Familiarity)
- Macros
Financial Management
- Budgeting & Forecasting
- Portfolio Management
- Risk Assessment
- Capital Budgeting
04.Projects & Publications
EMI Calculator
A user-friendly web application to calculate Equated Monthly Installments (EMIs) for loans, providing clear amortization schedules.
💡 Click to view live project
- Web App
- Finance
- Tooling
- React
Mini ERP System
A small ERP to record purchase/expenses/sales, generate invoices, and manage stock (live at test.ebinmichael.in).
💡 Click to view live project
- ERP
- Automation
- Inventory
GST Reconciliation Tool
Developed a specialized tool to streamline GST reconciliation, enhancing tax reporting accuracy and saving time.
💡 Click to view live project
- GST
- Automation
- Tax
Investment Calculator
Created a user-friendly investment calculator to assist in financial planning and decision-making for portfolio management.
💡 Click to view live project
- Finance
- Tooling
- Planning
05.Achievements
Portfolio Growth (28% Annually)
Achieved 28%+ annual returns by managing a high-value portfolio, outperforming market benchmarks by 20% through diversified strategies.
- Investing
- Portfolio
- Strategy
In-depth Company Analysis
Conducted analysis of 50+ companies, leading to 140% portfolio growth over 2 years and reducing risk exposure by 30%.
- Analysis
- Risk Management
- Growth
Client Tax Optimization
Managed 100+ clients annually, reducing tax liabilities by 15% through expert tax planning and timely return filings.
- Tax Planning
- Client Mgt.
- Compliance
Authored Finance Blogs
Wrote blogs on psychological factors affecting financial decision-making, focusing on the intersection of mental health and finance.
- Writing
- Finance
- Psychology
07. What's Next?
Get In Touch
I'm currently open to new opportunities and my inbox is always open. Whether you have a question or just want to say hi, I'll try my best to get back to you!
Say Hello